Jamaica
Exclusive real estate offers in modern and luxurious Jamaica. Fulfill your dream of living in the heart of one of the most unique and colorful countries in the Caribbean.
Browse our listings and choose from luxurious apartments, oceanfront villas, and elegant residences — all perfectly suited to your lifestyle and preferences.
Phoenix Park Village II - your home in Jamaica!
Jamaica / St. Andrew Parish / Kingston
137 000 $
Can foreigners purchase property in Jamaica?
Yes, foreigners can freely purchase property in Jamaica. Jamaican law does not restrict foreigners from buying land or homes — anyone can acquire real estate under the same conditions as local citizens. Transactions are fully legal and secure, and the purchase process is transparent and supported by local attorneys. Properties are sold with full ownership rights (freehold), and the purchase can be completed either in person or remotely through a legal representative. There is no requirement for permanent residency or citizenship, making Jamaica one of the most foreign-investor-friendly destinations in the Caribbean.
Can foreigners obtain a mortgage to buy property in Jamaica?
Yes, foreigners can obtain a mortgage to purchase property in Jamaica, although the terms are usually stricter than for residents. Many local banks and financial institutions offer loans to non-residents, but the required down payment is typically higher — ranging from 20% to even 50% of the property’s value. The application process is similar to that for residents and includes pre-qualification, credit assessment, and finalization of the transaction. Required documents generally include proof of identity, income, and credit history. Despite the more demanding criteria, foreign investors can realistically finance their Jamaican property purchase through local banking institutions.
